Status is building a community-centered digital financial platform designed to help families save, build credit, pursue homeownership, grow businesses, and create lasting wealth. Join the Founding Members Waitlist and help shape what comes next.
Joining the waitlist does not open an account or establish credit union membership. Financial products are not yet available.
Community-Centered Vision
Financial Education
Homeownership Pathways
Built for Entrepreneurs
Good morning ๐
$4,287
Total Balance
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Send
โ
Deposit
๐ณ
Pay
๐
Learn
HOME DOWN PAYMENT
$4,200 saved$10,000 goal
Credit Score
752
โ +18 pts
Good
How Status Works
Your Money Never Leaves Home.
Most banks sweep neighborhood deposits into corporate balance sheets. Status is built to do the opposite โ every dollar you save fuels the next loan, the next business, the next home in your community.
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Learn & Earn
Complete Status Learn courses
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๐ฐ
Deposit & Spend
Bank, save, and use your Status Card
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๐๏ธ
Fund the Community
Deposits power local loans & mortgages
Then it starts again โ wealth recycles, not extracts.
Why Status
The Institution Built for the Community.
Status Credit Union exists to close the wealth gap โ one family, one business, one home at a time. Community-owned and member-driven.
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Homeownership
From owner financing to down payment assistance and certified coaching, we help families become homeowners.
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Financial Education
Status Learn lets members earn rewards for completing courses on budgeting, credit, investing, and more.
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Business Growth
Business checking, loans, merchant services, and a vendor marketplace built for entrepreneurs like you.
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Community Impact
Every dollar you deposit stays local, circulating wealth and funding real opportunities in your neighborhood.
How Status Works
A Closed Loop. Built to Circulate Wealth.
Every part of Status is designed to feed the next โ turning everyday banking into a self-reinforcing engine for community wealth, instead of capital that disappears into corporate balance sheets.
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Learn & Earn
Members build skills through Status Learn and unlock grant eligibility.
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Deposit & Spend
Everyday banking and card use build a member's financial foundation.
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Shop Local
Spending flows through the community marketplace to local businesses.
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Fund Growth
Business deposits help capitalize loans for local entrepreneurs.
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Build Equity
Capital recycles into mortgages and lasting, generational ownership.
The Status Card
Two Cards. One Powerful Future.
Choose the Status Credit Card to build your credit history, or the Status Debit Card for everyday spending โ both with zero hidden fees.
The planned Status app is designed to bring banking, investing, learning, lending, and wealth-building tools into one community-owned platform.
Screens shown throughout this page are design concepts illustrating the planned Status experience. Features, eligibility, availability, and final designs may change before launch.
Good Morning, Alexandra ๐
Total Balance (All Accounts)
$4,287.45
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Send
โฌ
Deposit
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Pay
โ
Transfer
Accounts
STATUS CHECKING
โขโขโขโข 1234
$2,453
STATUS SAVINGS
โขโขโขโข 5678
$1,239
GOAL SAVINGS
โขโขโขโข 9012
$595
01
Accounts & Banking
The planned Status experience will bring accounts, real-time activity, savings goals, and financial insights into one connected dashboard.
View all accounts in one dashboard
Real-time balances and activity
Savings goals with visual progress
AI financial insights
Overdraft protection
9:41๐ถ๐ก๐
โEnter Amount
AJ
To
Alex Johnson
$75.00
Add a note (optional)
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0
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Review Payment
02
Pay & Transfer
Send money, request payments, pay bills, split costs, and move money securely โ anytime, anywhere โ with zero transfer fees between members.
Instant member-to-member transfers
QR Pay โ scan any Status QR code to pay instantly
Split payments evenly across a group
Pay bills directly to AT&T, ComEd, Chase & more
Cashback rewards up to 5% on local spending
Smart Pay Assistant โ AI helps you spend smarter
Good morning,
Alexandra ๐
๐
Credit ScoreUpdated Today
โ 18 pts ยท Next Update in 7 Days
Payment History
100%
Excellent
Credit Utilization
18%
Low
Credit Age
2y 3m
Average
๐ Your on-time payments are boosting your score!
Keep it up! Consistency is key.
03
Build Credit
Power your financial future. Track, grow, and strengthen your credit score with personalized tools, AI coaching, and real-time insights.
Live credit score monitoring with score factor breakdowns
Credit builder account backed by your own savings
Rent reporting to boost your score with payments you already make
Dispute assistance for credit report errors
Milestone rewards & cash bonuses as your score improves
AI Credit Coach with a personalized action plan
Good morning,
Alexandra ๐
๐
๐ฅ
Your Learning Streak
7 days in a row!
Keep it up! Consistency builds wealth.
Your ProgressView All
Completed 18
In Progress 9
Not Started 7
Continue Learning
๐ท
Budgeting Basics
25% Complete
04
Status Learn
Learn valuable financial skills, earn rewards, and build a better future. Complete courses, get certified, and join community challenges.
Courses on budgeting, credit, investing & more
Earn points for every lesson completed
Redeem points for cash, rewards & gifts
30-day community challenges
Good morning,
Alexandra ๐
๐
Total Investment Value
$24,837.60
+$1,257.32 (5.32%) Today
1D
1W
1M
3M
1Y
All
AccountsView All
๐ฆ Individual Investing
$12,458
+4.25%
๐ฑ Retirement (IRA)
$7,125
+6.32%
๐ Community Impact Fund
$3,254
+7.18%
05
Invest & Grow
Grow your wealth with smart investing, community opportunities, and tools built for your financial future.
Stocks, ETFs & crypto, all in one dashboard
Real estate investing & REITs
Community Impact Fund โ invest locally, earn returns
Goal Planner with automated recurring investing
AI Investor Assistant for market questions, 24/7
โAI Chat Assistant
๐ง
Hi Alexandra! I'm your AI Financial Coach. How can I help you today?
How can I save more money this month?
Here are 3 smart ways you can save more this month:
โ
Lower dining out by $50
Save around $40
โ
Review subscriptions
Save around $25
โ
Use cash-back offers
Save around $15
That's up to $80 in extra savings this month! ๐ช
Reduce Bills
Budget Help
Investing
Ask anything...โค
06
AI Financial Coach
Your personal AI-powered coach that helps you make smarter money decisions and reach your goals faster โ available 24/7.
Personalized financial insights & financial health score
Smart goal coaching with tailored plans
Spending analysis broken down by category
Budget assistant with real-time guidance
24/7 AI chat support โ no wait, no hold music
Smart alerts & nudges to help you save and avoid fees
Community Rewards
Nearby partner businesses
โ Maria's Bakery
0.4 mi away
5% back
๐ง East Side Auto
0.9 mi away
8% back
๐ Lit Bookshop
1.2 mi away
4% back
$182 earned shopping local this year
07
Community Rewards
A built-in directory that pays you extra cashback for spending at minority-owned and local businesses โ keeping every dollar working inside the neighborhood.
Enhanced cashback at partner local businesses
Discover nearby shops, services & restaurants
Push alerts for nearby member deals
Your spending directly supports community growth
Savings Circle
"Family Block" ยท 6 members
Pool Total$3,600
Goal: $6,000 by Dec
Members
A
M
D
+3
Next payout: Maria ยท Jul 1
08
Savings Circles
A modern, digital take on the cooperative lending circles communities have trusted for generations โ pool money safely with people you know for shared goals, emergencies, or a business launch.
Create or join a trusted savings circle
Transparent contribution tracking for every member
Built-in rules and fraud safeguards
Use for family goals, group emergencies, or startups
โLoan Center๐
Good morning,
Alexandra ๐
๐ You're Pre-Approved!
Personal Loan
Up to
$25,000
View My Pre-Approvals
Loan OptionsView All
๐ผ Personal Loan8.49% APR
๐ Auto Loan6.49% APR
๐ Home Loan5.25% APR
๐ Credit Builder Loan7.99% APR
09
Lend & Marketplace
Access fair loans, list items, hire services, and support community businesses โ all in one trusted ecosystem built for members, not against them.
Personal, auto, home & business loans with transparent rates
Soft-pull pre-approvals that never affect your credit score
Buy, sell & trade in the member marketplace
Hire local services through the verified service directory
Shop local listings curated to support community businesses
Goals & Savings
Dream it. Plan it. Achieve it.
Goal Progress
67% on average
6 active goals
My GoalsView All
๐ด Vacation Fund42%
๐ New Home58%
๐ Education Fund63%
๐ New Car37%
+ Create New Goal
10
Goals & Savings
Dream it. Plan it. Achieve it. Track every goal in one place and watch your progress grow โ automatically, visually, and together.
Track unlimited goals with target dates & progress bars
Visual breakdown of savings across all your goals
One-tap "Add Money" to any goal, anytime
Upcoming milestone tracker keeps you motivated
Set up automatic transfers to stay consistent
11
Status Card
Choose the Status Credit Card to build your credit history, or the Status Debit Card for everyday spending โ both with zero hidden fees and full in-app controls.
Lock or unlock your card instantly from the app
Real-time spending alerts & transaction history
Set spending limits by category
Every purchase on the Credit Card builds your credit score
Get paid up to 2 days early with direct deposit
Homeownership Program
Making Homeownership Possible.
For too long, homeownership felt out of reach. Status Credit Union is changing that โ with pathways built around real families, real credit histories, and real goals.
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Owner financing โ no traditional mortgage required
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Down payment assistance grants & matched savings
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One-on-one certified housing coaching
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Credit-building roadmap to homeownership
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First-time homebuyer education & certification
The Path to Your Keys
1Complete Status Learn & unlock grant eligibility
2Build credit & lower your debt-to-income ratio
3Move in through owner financing or assistance programs
Browse vetted rent-to-own homes that build equity with every monthly payment.
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Affordable Housing Listings
Curated listings of income-qualified and community-backed affordable homes.
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Mortgage Calculators
Model your monthly payment, rate, and timeline before you ever apply.
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Application Tracker
Track every step of your mortgage or grant application in real time.
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Connect with Realtors
Get matched with vetted local agents who understand first-time buyers.
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Maintenance & Home Resources
Guides and trusted local pros for repairs, upkeep, and home improvement.
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Homebuyer Education
Certified courses that prepare you for every stage of the buying process.
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Housing Grants & Programs
Discover down payment assistance and local housing grant programs you qualify for.
Status Learn
Your Journey From Start to Finish.
Learn. Grow. Succeed. Smarter financial decisions start with knowledge โ and every step earns you real rewards.
1
Discover
Explore topics and find what interests you.
2
Choose
Select a course that fits your goals.
3
Enroll
Start your learning journey in one tap.
4
Learn
Engage with lessons, videos & quizzes.
5
Quiz
Test your knowledge & reinforce learning.
6
Track Progress
See your progress and stay motivated.
7
Earn Rewards
Earn points & unlock exclusive rewards.
8
Get Certified
Complete the course & earn your certificate.
Status Learn
Hi Alexandra! ๐ What would you like to learn today?
โญ 1,250 pts
Budgeting 101
Beginner Level ยท โญ 4.8 (120)
๐ฑ
Learn the basics of budgeting, track your spending and take control of your finances.
โUnderstand your income and expenses
โCreate a simple budget
โTrack and stick to your budget
Enroll Now
My Progress42% Complete
3/8
Lessons
85%
Quiz Score
12min
Time Spent
๐ Get Certified
Finish to earn your certificate
โ
Why Status Learn
Learn. Earn. Build.
Financial education that pays you back โ literally. Complete courses, pass quizzes, and earn Status Points toward real benefits: better rates, lower loan terms, and eligibility for down-payment grants.
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Courses on budgeting, credit, investing, taxes & homeownership
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Earn points for every lesson, quiz, and course completed
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Completed courses can unlock down-payment assistance eligibility
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Real certificates of completion for every course
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Redeem points for statement credits, gift cards & more
Get listed and discovered by thousands of community members looking to shop local.
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Accept Payments (Status Pay)
Accept in-app payments instantly from any Status member, no hardware required.
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Cashback Rewards
Offer cashback to customers who shop with you โ funded and tracked automatically.
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Vendor Marketplace
List products and services directly in the community marketplace.
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Business Insights
Real-time analytics on revenue, customers, and growth trends.
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Crowdfunding (Status Ventures)
Raise community capital for expansion through equity crowdfunding campaigns.
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Workshops & Events
Attend or host business-building workshops with other local entrepreneurs.
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Business Education
Courses on entrepreneurship, taxes, and scaling โ built right into Status Learn.
Community & Coalition Hub
Stronger Together.
Connect, collaborate, and create lasting change in your community and beyond โ right inside the app.
Impact Dashboard
This Month
Your Impact
โ 15% vs last month
42
Hours Volunteered
156
People Helped
$1,250
Donations
7
Projects Supported
Youth Learning Center75%
$75,000 raised ยท New facility for underserved youth
Why It Matters
Build a Better Tomorrow, Together.
Every action you take inside Status โ volunteering, donating, joining a coalition project โ gets tracked and adds up to real, measurable change in your neighborhood.
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Community feed to connect with members near you
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Join or create local groups around shared goals
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Support coalition projects building real local impact
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Track your personal impact score over time
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Invite friends and earn 500 points per successful invite
Status is designing its future platform around responsible data practices, strong security controls, transparent product terms, and regulated financial partnerships.
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Secure Account Architecture
Planned protections for account access and sensitive activity.
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Multi-Factor Authentication
Planned additional verification for sensitive actions.
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Fraud-Monitoring Tools
Planned transaction monitoring through future regulated partners.
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Clear Product Disclosures
Fees, eligibility, insurance coverage, and account terms will be disclosed before enrollment.
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Privacy Controls
Members will be able to understand and manage how their information is used.
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Human Support
Status plans to provide accessible member assistance as products launch.
Security features shown describe the planned product direction and may change before launch.
For Institutions
Built for Partners, Too.
Municipalities, nonprofits, and corporate partners get a secure admin portal to manage members, track compliance, and communicate at scale.
Status doesn't have members or accounts yet โ so we won't put words in a customer's mouth. Here's what's driving the people building it.
"I've watched too many families in my neighborhood get turned away by traditional banks. Status is our attempt to build something that actually works for them from day one."
SS
Status & Stitches Founding Team
Lafayette, LA
"We're not chasing a launch date for the sake of it. We're taking the time to build the right partnerships and get the regulatory path right, because trust is earned before day one, not after."
SS
Status & Stitches Founding Team
Lafayette, LA
"A credit union is only as strong as the community that owns it. We're building the waitlist first because the founding members will help shape what this actually becomes."
SS
Status & Stitches Founding Team
Lafayette, LA
These are statements from the team building Status, not customer testimonials โ Status has no members or accounts yet. Real member stories will be shared here, with permission, after launch.
FAQ
Got Questions? We've Got Answers.
Not yet. Status is currently a pre-launch financial platform working toward a member-owned credit union structure. We are developing the technology, partnerships, programs, and regulatory pathway required to bring the Status vision to market. No Status deposit accounts are currently available.
Status expects to introduce eligible banking services through appropriately regulated financial institutions. The identity of participating financial institutions, account terms, eligibility requirements, and applicable deposit-insurance disclosures will be provided before any financial product becomes available.
No. Joining the Founding Members Waitlist only registers your interest and gives you access to future updates. It does not open a deposit account, submit a credit application, guarantee approval, or create legal credit union membership.
Anyone interested in the Status vision is welcome to join the waitlist for updates. Future membership eligibility (such as living, working, worshiping, or attending school in a defined service area) will be confirmed once banking products are available.
Status plans to offer personalized roadmaps, education-first support, and multiple ownership pathways, potentially including credit-building guidance, savings planning, and connections to housing partners โ subject to approval and availability at launch.
Fee structures for planned accounts and services have not been finalized. Any fees, or the absence of fees, will be clearly disclosed before any account is available to open.
Founding Members
Be Part of the Movement.
Join our founding members list and get early access, exclusive benefits, and the chance to shape the future of community banking.
By joining, you agree to our Terms of Service and Privacy Policy. No spam โ ever.
